Why most budgets don't work…and neither will your next diet
Statistics show that between 40-60% of Americans spend more money than they make.
And that’s not including the ones who just break even, spending everything they make.
Common logic would say, most people could stand to be on a budget.
But most people fail at budgets for one of three reasons:
They don’t even start because they think it would be too difficult, that they’d have to give up to much They start a budget and then stop as soon as something tempting outside of their budget comes along A third group of people make and stick to budgets, but are so tight around money, they fail to enjoy it…
(this is another sneaky way of missing the whole point)
The thing is, most people budget from fear.
They know they spend to much, so maybe they google the word “budget” or ask a friend. They start trying to impose random numbers on themselves: $400/month for food, $100 for entertainment, $200 for necessities, etc. Not only is this a pain to track. But it is ineffective because it is arbitrary.
If you budget without first observing how you spend your money and why, you are missing the most important part.
(Most people don’t do it because they don’t want to face their bad habits.)
But without this step, anything you do will be like trying to put a round peg in a square hole. Impossible.
And painful to watch.
Unfortunately, this is the way most people approach dieting too.
They read an inspiring article or book, listen to a fitness expert share their latest technique, or take advice from the personal trainer at the gym.
They start eating lean-meat, low-fat and low-carb. Or high-fat, low-carb, between the hours of 12-6. Or they eat every 2 hours.
But none of will make a difference because they’re skipping over the most important step to changing anything:
Starting where you are.
Unless you know yourself - your current habits, triggers, why you eat what you eat, and when - you won’t be able to sustain any kind of change long term.
And your process will be painful. Like struggling with that round peg.